Some people think Long-Term Care Insurance will only pay for nursing homes. Not true. Today's Long-Term Care Insurance is comprehensive and covers all types of care, including in-home care. You get to decide how you use benefits once you qualify for them.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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September 29th, 2025
Transform Your Smile: Unlocking Confidence and Oral Health
Cosmetic dentistry enhances not only one's smile but also boosts self-confidence by addressing aesthetic dental imperfections. From whitening procedures to orthodontic adjustments, these treatments can significantly improve oral appearance, ensuring a radiant smile and healthier-looking teeth.
August 29th, 2020
Caregiving Can Lead to Depression
Being a caregiver is not easy. Being a family caregiver is even more difficult as you had the family connection to the physical burden of helping a person with...
October 16th, 2025
The Rise of Senior Marriages: Tips to Consider Before Getting Married
Senior marriages bring unique joys and challenges as love knows no age boundaries. Navigating financial considerations, health considerations, and blending families are among the hurdles they may face.
May 9th, 2022
Attorney says Medicare Very Limited for Long Term Care
Some people think Medicare, health insurance for those 65 and over, will cover long-term health care costs. In fact, it pays very little. For those under 65, standard health insurance also pays very little. Being prepared for future declining health and aging is vital for retirement planning.
Facility Only Policy
A Long-Term Care policy where benefits are only paid if the policyholder is receiving care in a licensed facility, e.g. a Nursing Home or Assisted Living Facility.
January 23rd, 2023
Is America Ready for Retirement and Aging?
One item that could negatively impact your income, assets, lifestyle, and legacy is the cost of long-term health care. LTC insurance can be an affordable way to protect your 401(k). Being prepared means having a solid retirement plan.
June 22nd, 2023
Headaches, Fatigue, and Memory Problems: Are You Suffering from Post-Concussion Syndrome?
Post-concussion syndrome can cause a variety of symptoms, including headaches, fatigue, and memory problems. Falls, especially in older adults, pose a greater concern and risk of dementia and long-term care.
July 17th, 2023
Instituting a Fair System for Heirloom Division: Strategies and Techniques
Instituting a fair system for heirloom division can significantly ease potential family tensions. Tactics like the rotation method, point system, lottery drawing, or open negotiation can ensure equitable distribution, fostering harmony and acceptance among family members.
September 27th, 2022
Three Significant Ways to Help Loved One with Alzheimer’s Disease
Caregiving can affect the caregiver's life in a myriad of ways. Family caregivers have emotional challenges as well, especially caring for someone with dementia. Professional care is expensive. Take care of loved ones now and prepare for your future aging before you retire.
February 21st, 2026
Personal Injury and Abuse Claims - Be Ready for Documentation
Accidents happen, sometimes because of negligence or abuse. Seeking legal action for compensation for you or a loved one will help you recover from the losses. These injuries occur anywhere, including in long-term care facilities. Have the needed documentation to seek recovery from losses.
June 13th, 2024
Taking Proactive Steps with Your Health in Your 50s Leads to a Better Quality of Life
Are you in your fragile 50s, or just a bit younger or older? The 50s are when many health issues show signs, leading to declining health, long-term care, and premature death. Simple proactive steps can better manage your health as you get older.