Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.
Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.
Visit Learning CenterEverything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.
Visit Learning CenterExplore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.
All News & TopicsResources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.
Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
March 9th, 2021
Once a crisis happens and you need long-term care due to an illness, accident, or the impact of aging you and your family have limited options. Planning in advance gives you the freedom of choice.
Tax-qualified Long-Term Care policies require a policyholder to need "substantial assistance" in performing at least two activities of daily living in order to receive benefits. "Substantial Assistance" is defined as either "hands-on assistance" or "standby assistance".
January 30th, 2023
When helping your older parents buy new furniture, consider minimizing the risk that the furniture is a safety risk. You want your parents to be independent, safe, and happy. As we get older it becomes more complicated. Planning is essential.
May 22nd, 2023
Social anxiety is a debilitating condition marked by an overwhelming fear of social situations. It often leaves individuals feeling isolated, anxious, and unable to fully participate in everyday life.
February 9th, 2023
Early retirement might lead to less stress and better overall health, but it can also lead to an increased risk of memory decline. Researchers studied an early retirement program in China that suggests the downside of quitting the job early.
August 11th, 2023
Many Americans find themselves unprepared for retirement. Are you prepared? It's easy to lose track of time or make mistakes while planning for retirement. Avoid these common pitfalls now to ensure a serene and fulfilling retirement later.
November 21st, 2022
Many working-age adults are sandwiched between careers and caring for older parents and their children. Some employers are looking for ways to help in caregiving. Long-Term Care Insurance can benefit their families in the decades ahead.
An actuarial certification is a formal recognition that a Long-Term Care Insurance company's premiums meet federal standards.
October 31st, 2022
With November being National Long-Term Care Awareness Month a family discussion of how to address the financial costs and burdens of aging is essential before you retire. One affordable solution is LTC Insurance.
October 18th, 2023
Avoiding fear and embracing a better retirement begins with proactive steps today. By prioritizing financial planning, long-term care, and a supportive social network, you can pave the way for a fulfilling and worry-free retirement.
September 6th, 2025
Supplements may benefit your health depending on your age and overall health. Understanding which supplements to take can sometimes be overwhelming. Plus, the cost of supplements can vary depending on where you purchase them.
July 25th, 2022
Many things can cause chronic pain, which is more frequent in older people. Pain can change a person's lifestyle and independence. Women seem to have more pain than men. Pain can be painful for your future retirement as well.