Apply for Long-Term Care Insurance & Get the Coverage You Need

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

The Certified in Long-Term Care (CLTC) designation is a professional certification that helps insurance and financial professionals specialize in the complexities of long-term care planning.

The annual review by LTC News is here: 2024's best picks for Long-Term Care Insurance Solutions, including hybrid and short-term cash indemnity policies. There is a wide variety of policy options and types, from the very affordable to the very expensive. This review is an excellent first step in your retirement planning.

Hybrid policies offer benefits from both life insurance and Long-Term Care Insurance. This article discusses the different types of hybrid policies, how they work, and the pros and cons of buying these unique products.