Want to Reduce Your Future Risk of Dementia? Just Do This Now.

Can you delay or avoid dementia? You cannot avoid aging but doing this one thing will reduce your dementia risk by 300%, according to a new study. Are you willing to be prepared and make changes that will benefit you in the decades ahead?

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Want to Reduce Your Future Risk of Dementia? Just Do This Now.
2 Min Read December 22nd, 2021

A new study published in the Journal of the American Medical Association indicates that those people who lived a healthy lifestyle could reduce dementia risk by 300%, regardless of their genetic risk for dementia.

The study researched 196,000 participants, and the results show that you can control your dementia risk by having a healthy lifestyle. There is a genetic link to some dementia, and you cannot choose your family, but you can change your lifestyle.

Dr. Douglas Scharre, MD, the director of the Division of Cognitive Neurology at The Ohio State Wexner Medical Center, says the number one lifestyle change to reduce dementia risk is to quit smoking - or never smoke in the first place. 

Read Dr. Scharre's other tips here - Living a Healthy Lifestyle Could Reduce Your Dementia Risk By 300% (parade.com).

Millions Suffer from Dementia

A U.S. government study shows that one in nine Americans aged 45 and older say they are experiencing some memory decline. According to the U.S. Centers for Disease Control and Prevention, noticing a cognitive decline is an early sign of future Alzheimer's disease or dementia.

Plus, some people who have had COVID-19 infection experience brain fog and memory loss that is not resolving following the infection and clearing of other symptoms.

Many people with memory loss require supervision and long-term health care. Care is not cheap and gets more costly every year. Health insurance, including Medicare and supplements, will not pay for this care putting financial strain and stress on families. 

Find the current and future cost of all levels of long-term health care by using the LTC NEWS Cost of Care Calculator - Cost of Care Calculator - Choose Your State | LTC News.

Medicaid will only pay for long-term care if you have little or no income and assets. Long-Term Care Insurance will pay for this care but don't think you can purchase coverage when you need care - you must buy coverage when you are fairly healthy, usually in your 50s.

You can take steps to be ready for your 'senior' years. A better lifestyle and planning, like obtaining LTC Insurance, make getting older easier on your family and finances.

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About the Author

An LTC News author focusing on long-term care and aging.

LTC News Contributor James Kelly

James Kelly

Contributor since August 21st, 2017

Editor's Note

People require long-term health care due to changes in their health, body, and mind. Whether you become ill, have mobility problems, or have other aging issues, being prepared will reduce the stress and anxiety placed on family members and give you peace of mind to enjoy your future retirement.

Even if you have adopted a healthy lifestyle, you will still get older and experience a decline in health, body, and mind. Affordable Long-Term Care Insurance will give you guaranteed tax-free benefits, giving you access to your choice of quality long-term health care options. 

Professional care is costly and rising rapidly every year. Family caregivers face physical and emotional challenges they must deal with as they juggle their work and family responsibilities along with being a caregiver.

Start researching your coverage options before retirement. Most people purchase coverage in their 50s—the earlier, the better to save money and take advantage of good health discounts.

Available Resources on LTC NEWS

LTC NEWS offers several tools and resources to help you in your research for a planning solution or help your family find the appropriate care for a loved one at the time of crisis. 

To help you plan for the future costs and burdens of changing health and aging, LTC NEWS has put in place several resources, including:

Find all the resources on LTC NEWS - Resources for Long-Term Care Planning | LTC News.

Seek Professional Guidance

Experts suggest using a qualified Long-Term Care Insurance specialist to help you navigate the many options available to you and your family. Insurance rates are regulated, so no insurance agent, agency, or financial advisor can give you special deals. However, premiums do vary over 100% between insurance companies for the same coverage.

A specialist who works with the top companies can match your age, health, family history, and other factors and find you the best coverage at the best value. A specialist will save you money, and you will have the peace of mind knowing they are making the appropriate recommendations - Work With a Specialist | LTC News.

Find Quality Caregivers and Long-Term Care Facilities

If your parent or loved one needs care now - or soon - you will need to find the appropriate care in the right setting depending on their needs.

Take a moment and read - 

Benefits of Reverse Mortgages 

Today's reverse mortgages for those aged 62 and older could be an ideal resource to fund a Long-Term Care Insurance policy OR even provide money to pay for care if you, or a loved one, already needs help and assistance.  

Some people have much of their savings invested in their homes. With today's reverse mortgages, you can find ways to fund care solutions, care itself, even help with cash flow during your retirement. 

Learn more by asking questions to an expert. LTC NEWS columnist and host of the TV Show "62 Who Knew" will answer your questions regarding caregiving, aging, health, retirement planning, long-term care, and reverse mortgages. 

Just "Ask Mike." - Reverse Mortgages | LTC News.

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Use LTC NEWS to drive traffic to your website and help you attract people interested in your products and services. Plus, you can improve your website's SEO so more consumers can find you when they search for your products and services.

There are various marketing options available with LTC NEWS. Traditional advertising, sponsored content articles, and strategic alliances, and more are available. 

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LTC NEWS is open to contributors to share their stories with the world. 

You can write a story or ongoing column for LTC NEWS. You can write about many topics, including aging, caregiving, health, lifestyle, retirement planning, and long-term care, to name a few.

Be sure to write for our core target audience of adults aged 40 and older. Our audience is worldwide; however, our primary target is the United States, Canada, the United Kingdom, and other English-speaking nations. 

Improve your website or blog's SEO and gain exposure and traffic at the same time by being a contributor to LTC NEWS. 

You can even promote yourself, your business, and your website or blog. However, it must have editorial content exclusive for LTC NEWS and cannot be just an advertisement. It can include links to other sites, and you can share the article link once published on your website or social media.

Email your story idea or article: newsroom@ltcnews.com - LTC News Contributors | LTC News

Get Expert Help Filing an LTC Insurance Claim

LTC NEWS provides free assistance with no obligation to help you or a loved one complete the claims process with your Long-Term Care Insurance policy. 

You can also get support in finding quality caregivers and get recommendations for a proper care plan, whether a person has a policy or not. - Filing a Long-Term Care Insurance Claim | LTC News

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LTC NEWS offers a 'helpful links' page so readers looking for additional information can find them easily. You can get a dofollow link to your website on LTC NEWS in exchange for a dofollow link on your site.

Let's work together and help consumers who search for us on the web - Site Request | LTC News.

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