If you are not a negative thinker you probably know somebody who his. Do you see the glass half-full or half-empty? How you perceive the world around you could be harming your mind and even putting you at higher risk for dementia, but perhaps that is negative thinking!
The University College in London completed a research study that suggests that repetitive negative thinking is linked to cognitive decline, an increased amount of harmful protein deposits in the brain, and, therefore a higher risk of dementia. Oh my.
There is no reason to suggest that the Brits would be any different than the Yanks. With greater longevity we already have a risk of dementia that increases as we get older. You certainly don't want to increase your chance of dementia and its impact on your family and finances.
Not to get you thinking negatively, but the financial costs and burdens of aging are adversely impacting many Americans' lives. The cost of long-term care services drain savings and create lifestyle and legacy issues.
Plus, the consequences of your future long-term care will create stress and burdens on your family, often a daughter or daughter-in-law who may become your future caregiver.
Read more about how you can think more positively by clicking here.
The costs of long-term care, either at home or in a facility, will adversely impact savings and income. The consequences of extended health care will affect both your family and finances unless you plan now.
The answer for many American families is affordable Long-Term Care Insurance. Most experts say you are better off planning in your 40s or 50s when premiums are low, and your health is good.
Thinking Positive Means Being Prepared
Preparing for your future retirement does not mean dwelling on the negative. You can take positive steps now to safeguard your assets and give your family the time to be family. Start your analysis by using the many resources available on LTC NEWS.
You can see both the current and future costs of long-term care services, along with the availability of Long-Term Care Insurance Partnership plans and tax incentives. Just click here and find where you live.
Notable premium differences exist between companies for the same benefits. Premiums can differ by more than 100% for the same benefits, so choosing the right company is essential.
Find a Trusted LTC Insurance Specialist
Working with a qualified and trusted Long-Term Care Insurance specialist will help save money. A specialist will ask you many detailed questions about your health, family history, and finances so they can shop for the most affordable coverage.
Policy design is vital since many inexperienced insurance agents and financial advisors tend to recommend more benefits than you need. Click here to find your specialist.
You can be prepared without thinking negatively. Once you have an affordable Long-Term Care Insurance plan in place, you will have a much better outlook on life going forward.
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- long-term care
- retirement planning
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