Learn about Long-Term Care Insurance & how health insurance, Medicare, and Medicaid cover long-term care. Discover how family & finances are impacted by the consequences of aging and health.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Rate Stability Rules
Developed by the National Association of Insurance Commissioners (NAIC), these are rules put in place to make it more difficult for insurance companies to raise premiums on Long-Term Care Insurance.
Homecare
June 25th, 2020
More Americans are Caregivers Than Ever Before
Another research study is showing the significant impact caregiving is having on American families. Without long-term care insurance, family members become caregivers. A growing number of loved ones find themselves in this role.
Health
April 11th, 2021
Diagnosis Dementia – Now What?
No son or daughter wants to think about it, but every day someone's Mom or Dad gets diagnosed with dementia. It becomes a family crisis unless planning was done prior. Do you have a plan for yourself?
Care Facilities
December 10th, 2019
Adult Day Care an Answer for Older Americans?
We know what childcare is. Did you know there is an adult version? Adult Day Care has become a big part of helping older Americans and their families. As more...
August 24th, 2021
Seasonal Allergies vs. Mold Allergies
More than 50 million Americans suffer from allergies each year. Allergies are a leading cause of chronic illness. Which type of allergy do you have, and how do you feel better?
Health
November 2nd, 2022
Getting Enough Vitamin D? Dementia Risk May Increase for Those with Vitamin D Deficiency
Is there a connection between vitamin D deficiency and dementia? Nearly 7 million Americans live with Alzheimer's, nearly 50 million globally. Dementia is one of the biggest causes of long-term care but there are no cures or effective treatments.
Health
June 2nd, 2022
The Seven Things You May Not Know About Parkinson’s Disease
Michael J. Fox, Alan Alda, and Neil Diamond are a few people who know of suffering from Parkinson's. The disease is a long-term degenerative disorder of the central nervous system. It often leads to the need for long-term health care.
Health
April 21st, 2021
Research Shows Less Sleep Increases Dementia Risk!
Are you losing sleep? Better not, you might lose more sleep over new research that shows lack of sleep can increase your risk of dementia. Planning for future changes in health and memory is a key part of retirement planning.
Lifetime Limits
Sometimes referred to as “Maximum Lifetime Benefit” it is the set limit on the amount of benefits that a Long-Term Care policy will pay. These limits are set in terms of either years or dollars, but not both.
Cognitive Impairment
Cognitive Impairment or cognitive loss describes when an individual starts to have problems remembering things be it a short-term or long-term memory. It also impacts a person’s ability to learn new things, the ability to concentrate or make decisions that affect an individual’s everyday life.
Health
December 21st, 2023
Transformative Benefits of Wheelchair-Friendly Transportation
Wheelchair-friendly transportation offers transformative benefits, significantly enhancing mobility and independence for individuals with physical disabilities. It provides a vital link to the wider community, enabling access to essential services, social activities, and employment opportunities.
