Will Long-Term Care Insurance pay for health apps, wearables or monitoring technology?

Answer:

It depends on the policy and the technology. Long-Term Care Insurance primarily helps pay for eligible long-term care services once the insured meets the policy's benefit requirements. Some policies may cover certain equipment, technology, home modifications, or alternative-care services when they are part of an approved plan of care. Families should review the specific policy and contact the insurance company before assuming a device or service is covered.