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When is the best time to buy Long-Term Care Insurance?

Answer:

Most people purchase coverage between ages 47 and 67. Applying earlier generally means:

  • Lower premiums
  • Better health qualification
  • More coverage options

Waiting too long can result in higher costs—or being declined due to health conditions.

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Curious About the Cost of Long-Term Care in Your Area?

Use our Cost of Care Calculator to compare current and future costs of long term care services with estimates tailored to your selected location.

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