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What's the difference between Medicare and Medicaid for long-term care?

Answer:

Medicare is primarily health insurance and provides only limited coverage for qualifying skilled care. Medicaid can pay for long-term services and supports, including nursing home care and, depending on the state and program, some home- and community-based care.

Medicaid is means-tested. Applicants must meet financial and functional eligibility requirements, and the rules vary by state.

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