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What is the difference between Medicare, Medicaid, and Long-Term Care Insurance?

Answer:

  • Medicare: Covers short-term medical care, not long-term care
  • Medicaid: Covers long-term care only for those with limited financial resources
  • Long-Term Care Insurance: Provides benefits to pay for extended care at home, in assisted living, or in a nursing facility

Understanding these differences is critical to avoiding unexpected costs.

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Curious About the Cost of Long-Term Care in Your Area?

Use our Cost of Care Calculator to compare current and future costs of long term care services with estimates tailored to your selected location.

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