What is long-term care, and who needs it?
Answer:
Long-term care refers to ongoing assistance with daily activities such as bathing, dressing, eating, mobility, and supervision due to cognitive decline. According to the U.S. Department of Health and Human Services, about 56% of Americans age 65 and older will need long-term care that meets the federal definition—meaning help with at least two Activities of Daily Living or cognitive impairment.