Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.

Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.

Visit Learning Center
Cost of Care Calculator
Types of Long-Term Care
Latest Industry News
Find Care Providers Near You

Everything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.

Visit Learning Center
Insurance Companies
Information In Your State
Latest News
Life Settlements
Get Free & Accurate Insurance Quotes

Explore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.

All News & Topics
Caregiving Topics
Celebrity Health Updates
Lifestyle Articles
Retirement

Resources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.

About Us
Advertising
LTC Glossary
Contact Us
Become A Partner
Business Portal
(opens in new window)
Reverse Mortgages

What are the six Activities of Daily Living (ADLs)?

Answer:

The six Activities of Daily Living used to determine benefit eligibility are:

  • Bathing
  • Dressing
  • Toileting
  • Continence
  • Transferring
  • Eating

Needing substantial assistance with at least two of these activities is one of the primary benefit triggers for most federally qualified Long-Term Care Insurance policies.

View All

Curious About the Cost of Long-Term Care in Your Area?

Use our Cost of Care Calculator to compare current and future costs of long term care services with estimates tailored to your selected location.

Calculate Care Costs Near You