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How much does long-term care cost in 2026?

Answer:

Long-term care costs vary widely depending on location and level of care. According to LTC News surveys of long-term care providers:

  • Home care can exceed $7,000 monthly
  • Assisted living often ranges from $5,500 to more than $8,000 monthly
  • Memory care frequently exceeds $9,000 monthly
  • Nursing home care in some metro areas can surpass $12,000 monthly

Costs are expected to continue rising because of caregiver shortages, inflation and increased demand from an aging population.

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