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How do I choose the right health insurance before Medicare?

Answer:

Start by determining how long you'll need coverage and evaluating your healthcare needs. Compare short-term health insurance, COBRA, and ACA marketplace plans based on premiums, deductibles, provider networks, prescription drug coverage, and out-of-pocket costs. If you have pre-existing medical conditions or ongoing treatment, comprehensive coverage through COBRA or an ACA marketplace plan may provide greater value despite a higher monthly premium.

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Curious About the Cost of Long-Term Care in Your Area?

Use our Cost of Care Calculator to compare current and future costs of long term care services with estimates tailored to your selected location.

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