America's Long-Term Care Workforce Crisis Is Growing—Why Your Family Should Prepare
July 5th, 2026
James Kelly
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Browse our full library of articles designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
May 16th, 2026
A million dollars no longer guarantees financial security in retirement. Long-Term Care Insurance protects your assets from care costs that can reach $129,888 per year — the greatest financial risk you'll face as you age.
February 18th, 2020
Longevity means more American families have to address a loved one with long-term care. Often, with no advance plan, a daughter becomes a caregiver. This creates a family crisis.
December 10th, 2019
A new study shows the percentage of people staying in nursing homes is much higher than previous estimates. These are shorter stays than in the past as more...
June 13th, 2022
As more people require long-term health care services those with no advance plan place family members into the position of being a caregiver. A study outlines the implications and impact of family caregivers. LTC Insurance can help your family.
January 17th, 2023
Often, without an advance plan, a spouse becomes the default caregiver. Sometimes that person develops a substance abuse problem. How do you spot it?
January 23rd, 2023
One item that could negatively impact your income, assets, lifestyle, and legacy is the cost of long-term health care. LTC insurance can be an affordable way to protect your 401(k). Being prepared means having a solid retirement plan.
September 12th, 2017
When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.
April 5th, 2020
With increased longevity, the impact of health care costs become a bigger factor in your retirement planning. Preparing your family and finances for long-term care costs needs to happen before retirement.
March 11th, 2022
Good health does not make you immune from getting older. If you enjoy good health today, it does not mean you will not experience declining health and aging in the future. It does make planning easier. Good health gives you the ability to plan for the costs and burdens of aging.
August 29th, 2020
Being a caregiver is not easy. Being a family caregiver is even more difficult as you had the family connection to the physical burden of helping a person with...
July 13th, 2026
Protecting older adults from hot weather is crucial. Encouraging them to stay hydrated, seek cooler environments, and stay informed about extreme heat alerts can help safeguard their health and well-being.
July 18th, 2017
With recent news on healthcare, it isn’t a surprise more people are now aware that health insurance does not pay for most long-term care services. Neither does...