LTC News Contributor James Kelly

April 22nd, 2026

Are You Old? Depends on How Old You Are

You may be as old as you feel, or as old as you look, or as old as you act. Old is part feelings. However, aging is a reality that can't be ignored because of the tremendous impact on your family and finances.

James Kelly

People

April 22nd, 2026

Are You Old? Depends on How Old You Are

You may be as old as you feel, or as old as you look, or as old as you act. Old is part feelings. However, aging is a reality that can't be ignored because of the tremendous impact on your family and finances.

James Kelly

Homecare

October 14th, 2019

Caring for Elderly Parents Can Put A Big Dent in Your Budget

America is aging and this longevity is creating physical, emotional and financial burdens on both the elderly and their adult children. Despite the availability...

James Kelly

Homecare

October 14th, 2019

Caring for Elderly Parents Can Put A Big Dent in Your Budget

America is aging and this longevity is creating physical, emotional and financial burdens on both the elderly and their adult children. Despite the availability...

James Kelly

Lifestyle

March 31st, 2026

Farmers Need To Protect Land & Legacy From LTC

Farmers and Ranchers have much of their assets in the value of their land. Long-term care costs can threaten your financial security and family legacy—especially if your wealth is tied up in land, a farm, or a small business.

James Kelly

Lifestyle

March 31st, 2026

Farmers Need To Protect Land & Legacy From LTC

Farmers and Ranchers have much of their assets in the value of their land. Long-term care costs can threaten your financial security and family legacy—especially if your wealth is tied up in land, a farm, or a small business.

James Kelly

Government

March 30th, 2026

Be Careful with Medicare's Conflicting Hospitalization Rules

Medicare will only cover skilled nursing care if you meet strict requirements, including a qualifying 3-day inpatient hospital stay. If you are placed under observation status instead, you may be responsible for the full cost of extended care—often hundreds of dollars per day. Medicare is not an answer for long-term care.

James Kelly

Government

March 30th, 2026

Be Careful with Medicare's Conflicting Hospitalization Rules

Medicare will only cover skilled nursing care if you meet strict requirements, including a qualifying 3-day inpatient hospital stay. If you are placed under observation status instead, you may be responsible for the full cost of extended care—often hundreds of dollars per day. Medicare is not an answer for long-term care.

James Kelly

March 28th, 2026

Long-Term Care Insurance Claims to Hit $44 Billion—A Warning Sign for Every Aging American

Long-Term Care Insurance claims are expected to reach $44 billion annually by 2041, reflecting a sharp increase in the number of older Americans needing help with daily activities. This surge is driven by aging baby boomers, longer life expectancy, and higher rates of chronic illness.

James Kelly

March 28th, 2026

Long-Term Care Insurance Claims to Hit $44 Billion—A Warning Sign for Every Aging American

Long-Term Care Insurance claims are expected to reach $44 billion annually by 2041, reflecting a sharp increase in the number of older Americans needing help with daily activities. This surge is driven by aging baby boomers, longer life expectancy, and higher rates of chronic illness.

James Kelly

March 27th, 2026

AARP Report: $600 Billion in Unpaid Caregiving Exposes Strain on U.S. Long-Term Care System

AARP research finds that unpaid caregiving is now worth $600 billion annually, exposing the strain that long-term care places on American families and finances and why planning is critical.

James Kelly

March 27th, 2026

AARP Report: $600 Billion in Unpaid Caregiving Exposes Strain on U.S. Long-Term Care System

AARP research finds that unpaid caregiving is now worth $600 billion annually, exposing the strain that long-term care places on American families and finances and why planning is critical.

James Kelly

March 26th, 2026

Nebraska Long-Term Care Tax Credit Proposal Fails — But Key Tax Benefits Still Exist

Nebraska’s LTC tax credit proposal failed, but key tax benefits remain to help Nebraskans protect assets from the rising cost of long-term care services.

James Kelly

March 26th, 2026

Nebraska Long-Term Care Tax Credit Proposal Fails — But Key Tax Benefits Still Exist

Nebraska’s LTC tax credit proposal failed, but key tax benefits remain to help Nebraskans protect assets from the rising cost of long-term care services.

James Kelly

Health

March 14th, 2026

Reducing Risk of Dementia Through Lifestyle Changes

Regular physical activity becomes even more important after age 50. Exercise helps protect health, maintain independence, and may reduce the risk of dementia and the need for long-term care later in life.

James Kelly

Health

March 14th, 2026

Reducing Risk of Dementia Through Lifestyle Changes

Regular physical activity becomes even more important after age 50. Exercise helps protect health, maintain independence, and may reduce the risk of dementia and the need for long-term care later in life.

James Kelly

Homecare

March 22nd, 2026

How to Find the Best Caregiver for Mom or Dad

Most families will face the challenge of finding care for aging parents. This guide explains how to choose quality caregivers, understand real care costs, and how Long-Term Care Insurance helps protect your family from emotional and financial strain.

James Kelly

Homecare

March 22nd, 2026

How to Find the Best Caregiver for Mom or Dad

Most families will face the challenge of finding care for aging parents. This guide explains how to choose quality caregivers, understand real care costs, and how Long-Term Care Insurance helps protect your family from emotional and financial strain.

James Kelly

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James Kelly

LTC News author focusing on long-term care and aging.

Explore James's latest contributions to LTC News.

Are You Old? Depends on How Old You Are

Are You Old? Depends on How Old You Are

Caring for Elderly Parents Can Put A Big Dent in Your Budget

Caring for Elderly Parents Can Put A Big Dent in Your Budget

Farmers Need To Protect Land & Legacy From LTC

Farmers Need To Protect Land & Legacy From LTC

Be Careful with Medicare's Conflicting Hospitalization Rules

Be Careful with Medicare's Conflicting Hospitalization Rules

Long-Term Care Insurance Claims to Hit $44 Billion—A Warning Sign for Every Aging American

Long-Term Care Insurance Claims to Hit $44 Billion—A Warning Sign for Every Aging American

AARP Report: $600 Billion in Unpaid Caregiving Exposes Strain on U.S. Long-Term Care System

AARP Report: $600 Billion in Unpaid Caregiving Exposes Strain on U.S. Long-Term Care System

Nebraska Long-Term Care Tax Credit Proposal Fails — But Key Tax Benefits Still Exist

Nebraska Long-Term Care Tax Credit Proposal Fails — But Key Tax Benefits Still Exist

Reducing Risk of Dementia Through Lifestyle Changes

Reducing Risk of Dementia Through Lifestyle Changes

How to Find the Best Caregiver for Mom or Dad

How to Find the Best Caregiver for Mom or Dad

Building a Supportive Community Committed to Better Care and Education