Age 55 and Older? Here's How to Live Independently While Staying Healthy

As we get older, we become more concerned about our health and safety for ourselves and our loved ones. Being independent is usually goal one. A few simple steps will help all of us as we get older.

Recommend This Page
Age 55 and Older? Here's How to Live Independently While Staying Healthy
4 Min Read July 7th, 2019 Updated:August 30th, 2020

Home safety is so important for seniors; not only does it ensure that there is no potential for accidents and injuries, but it also allows an older individual to remain independent and live in their own homes for as long as possible. There are many steps you can take to age in place without stress; some involve making changes to your home, while other changes will need to be made to your lifestyle. Keeping your physical and mental health in check is the ultimate goal, so look for activities that will help you feel good and stay in shape.

Because falls are one of the most common causes of injury for seniors, it’s crucial to make sure your home is clutter-free and that you’re able to navigate it safely. Houses with stairs are often overwhelming for older adults, especially if there are mobility issues at play; in cases like this. many people choose to downsize and move into a smaller place. This may be an option for you, but it does come with a lot of considerations, so planning well is important.

Pay Attention to These 4 Home Safety Tips

Cleaning Up

Many seniors struggle with completing daily chores, especially if the home is large and has many rooms to take care of on a regular basis. If cleaning the house is too much, consider hiring a professional service to come in and handle things. Keeping each area of your home clean and decluttered is an important part of fall prevention, and if a pro is cleaning for you, that’s one chore you can cross off your list so you can focus on other things — just keep in mind that the average cost of cleaning services can vary depending on where you live.  

Making Some Lifestyle Changes

There are many types of lifestyle changes you can make that will help you stay safe and healthy. For instance, exercising every day is a great one; look for workouts that are adaptable to your needs, especially if you have mobility issues. Balance exercises are perfect and can be done with a chair or other stable object. You can also change your diet to reflect your needs, or you might consider investing in a service animal if you are living with a disability. These animals can help with everything from mobility to completing certain tasks, and they are wonderful, compassionate companions who can also boost your mental health.

Making Some Modifications

If your home is a good one in which to age in place but needs a little work, consider making some changes that will help you stay safe. You might add a ramp over the front steps outside, install safety bars in the shower and near the toilet, or replace knobs on cabinets and doors with easy-to-grasp handles. These small changes won’t cost much — safety bars, for example, start at around $20 at Lowe’s, though you might have to hire a contractor to install them — that will allow you to remain independent and safe as you age in place. For bigger modifications that require renovations, however, you can look for grants available specifically to seniors.

Considering Downsizing

Downsizing to a smaller home is a big job, and it takes a lot of careful planning. If your current home is too big for you to maintain or contains many stairs that will be difficult to navigate as you get older, it might be time to think about moving. Talk to your partner or family members about the advantages of downsizing, and ask for their help when it comes time to go through belongings and pack up. Look for a home that is one level and has benefits such as a walk-in shower or widened doorways that will be able to accommodate mobility equipment.

Home safety is an essential part of growing older, and it’s imperative that you take steps to keep yourself healthy while also preventing accidents. By joining the two actions, you’ll be able to ensure your post-retirement years are exactly what you want them to be.

June Duncan is the co-creator of Rise Up for Caregivers, which offers support for family members and friends who have taken on the responsibility of caring for their loved ones. She is the author of the upcoming book, The Complete Guide to Caregiving: A Daily Companion for New Senior Caregivers.

Recommend This Page

About the Author

June is the co-creator of Rise Up for Caregivers, which offers support for family members and friends who have taken on the responsibility of caring for their loved ones. She is the author of the upcoming book, The Complete Guide to Caregiving: A Daily Companion for New Senior Caregivers.

LTC News Contributor June Duncan

June Duncan

Contributor since November 15th, 2018

Editor's Note

The cost of long-term health care is rapidly increasing due to the growing need for assistance with daily tasks caused by medical innovation leading to longer life spans and dementia. Medicare and traditional health insurance do not cover long-term health care costs, which can significantly impact one's lifestyle and legacy.

It is essential to consider the impact of aging and long-term health care on your family and finances and plan accordingly. Long-Term Care Insurance provides an affordable solution, as relying on family caregivers can be a burden, and professional care is expensive. Planning early and getting Long-Term Care Insurance in your 50s can provide more options and lower premiums.

Be sure you include an LTC policy as part of your retirement plan. Like most people, you will want access to quality care services, hopefully in your home rather than a facility. Although quality facilities exist, especially assisted living, which can also be an option. However, quality care is expensive.

The guaranteed tax-free benefits from your LTC policy will help you maintain control while safeguarding your income and assets and reducing the stress and burdens placed on your family.

Find a Trustworthy and Capable LTC Insurance Professional

Make sure you seek out expert advice. You can get help exploring the numerous possibilities available from all the major insurance companies from an expert in Long-Term Care Insurance. Premiums vary by over 100%, and each has its own underwriting guidelines.

This knowledge is not available from a general insurance agent or financial advisor. Seek help from a qualified Long-Term Care Insurance specialist and get accurate quotes and professional recommendations from all the top companies - Find a Long-Tern Care Specialist.

True specialists work with multiple top companies, maintain their continuing education requirements, and often hold the Certification for Long-Term Care designation (CLTC). Specialists can match your age, health, family history, and other factors with the most affordable and effective options.

Tools and Resources Available on LTC NEWS

There are a variety of tools and resources that LTC NEWS offers that can help you in your research:

  • Long-Term Care Guides  - LTC NEWS has several other guides that can help you plan or find quality care.
  • Frequently Asked Questions - Get the answers to the most often asked questions about long-term health care planning and LTC Insurance.
  • Filing a Long-Term Care Insurance Claim - Does a loved one - like your Mom or Dad - have a Long-Term Care Insurance policy and need to file a claim to get benefits? LTC NEWS will help. If they don't have a policy, but you need help in getting a plan of care and finding caregivers, LTC NEWS can also assist.
  • Reverse Mortgages - Learn about reverse mortgages and ask questions about how they work and if you or a loved one would benefit from one.

LTC NEWS - Your Marketing and Advertising Partner

Employ LTC NEWS to promote your website and attract visitors who are interested in your goods and services. Additionally, you can boost the SEO of your website to make it easier for customers to find you when they search for your goods and services.

There are various marketing options available with LTC NEWS. Traditional advertising, sponsored content articles, strategic alliances, and more are available. 

Learn more about how LTC NEWS can help market your business, drive traffic, and improve SEO - Advertise With Us | LTC News.

Contribute Content to LTC NEWS

Contributing content to LTC NEWS will help your website or blog's SEO while increasing visibility and traffic.

In the process of informing and educating you can promote yourself, your business, and your website or blog. It can include links to other sites, and you can share the article link once published on your website or social media. However, it must have editorial content exclusive to LTC NEWS and not just an advertisement.

Email your story idea or article: newsroom@ltcnews.com - LTC News Contributors.

Share News

Include LTC NEWS in your press release distribution. If your group, organization, business, political committee, etc., have news to share, send it to LTC NEWS. Email - newsroom@ltcnews.com  

LTC News Trusted & Verified

Work With a Trusted Specialist

Get Accurate Long-Term Care Insurance Quotes

  • Has substantial experience in Long-Term Care Insurance
  • Strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies
man and woman sitting at desk
Latest
  • Latest

  • Oldest

Everything
  • Homecare

  • Health

  • Government

  • Care Facilities

  • Pets

  • People

  • Lifestyle

  • Insurance

No Results

Step 1 of 4

Find a Specialist

Get Started Today

Trusted & Verified Specialists

Work with a trusted Long-Term Care Insurance Specialist Today

  • Has substantial experience in Long-Term Care Insurance
  • A strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies

LTC News Trusted & Verified

Compare Insurers

+