District Of Columbia Long-Term Care

Important State Information

Federal Partnership Program

The District of Columbia is home of the capital of the United States. As such, it is not considered a state. It is primarily the City of Washington. The District is not yet participating in the federal/state partnership program.

Reciprocity

Since the District does not currently participate in the partnership program there is no reciprocity. This means if you move into the district from a partnership state the additional dollar-for-dollar asset protection offered by the policy would not apply.

Medicaid

Long-Term Care Medicaid spend down is $2,600. A spouse’s minimum asset allowance is $126,420. Your spouse’s minimum monthly income allowance is $3,160.50. *  

 For more information about the Medicaid program visit www.medicaid.gov

Rate Stability Rules

Consumers in the District of Columbia enjoy additional peace-of-mind as the district has adopted Long-Term Care Insurance Rate Stability Rules.  These rules, developed the National Association of Insurance Commissioners, makes it much harder for an insurance company to get an approved rate increase.

Products Approved in the District of Columbia

A variety of affordable products are approved in the District of Columbia for Long-Term Care planning. These include traditional plans, short-duration plans, and asset-based “hybrid” plans.

Tax Incentives

The DC income exclusion for long-term care insurance premiums is no longer a subtraction from federal adjusted gross income. Based on the taxpayer's age, certain amounts of tax-qualified long-term care insurance premiums are deductible as itemized deduction medical expenses. Federal tax incentives do apply.

*The federal government sets a new minimum and maximum amounts each year, but states and U.S. territories can set their own minimum requirements at any level between the federal limits. This information is based on the best available sources.

District Of Columbia state emblem
State Breakdown
State Partnership Program
State Tax Incentives
Federal Tax Incentives
Rate Stability Rules
Medicaid Spend Down $2,600
Minimum Asset Allowance $126,420
Minimum Monthly Income Allowance $3,160.50
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Calculate the Cost of Care in District Of Columbia

View the costs of Long-Term Care in your area. Use the slider below to view future costs of care services with inflation.

District Of Columbia Median
Long-Term Care 2019 2034(+16 Years) 2019 2034(+16 Years)
Homemaker Services N/A N/A $53,024 $82,610(+$31,130)
Home Health Aide N/A N/A $55,098 $85,841(+$32,348)
Adult Day Care N/A N/A $24,370 $37,967(+$14,307)
Assisted Living Facility $114,531 $178,435(+$67,240) $61,800 $96,282(+$36,282)
Semi-Private Room $112,785 $175,715(+$66,215) $130,267 $202,952(+$76,479)
Private Room $120,304 $187,430(+$70,630) $144,831 $225,643(+$85,030)

Long-Term Care Throughout District Of Columbia

Washington D.C.

Washington, D.C. is the capital of the United States. It is a federal district, not a state, and is really a very compact city. It is located on the Potomac River, bordering the states of Maryland and Virginia. Many people who work in the District live in Maryland or Virginia and compute. However, the District has a population of 693,972 people. 

If you work inside the District but live in one of the many areas outside Washington, DC, see the state of residence for your specific information.

There are some providers of long-term care services and supports in Washington, DC proper. The average skilled nursing facility cost runs $9,733 a month. The cost of an Assisted Living Facilityaverages $9,266 a month. Adult Day Care Centers average $1,733 a month. Care at home, based on a 44-hour week, averages $3,813 a month.

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