Alaska Long-Term Care

Specific long-term care information pertaining to Alaska.

Important State Information

Federal Partnership Program

The State of Alaska is not yet participating in the federal/state partnership program. However, Alaska has made initial steps for a Long-Term Care Partnership Program but the program is not yet active.

Alaska features in most expensive nursing home costs in the United States making planning in advance for the costs and burdens of aging an essential part of retirement planning.


Alaska Long-Term Care Medicaid spend down is $2,000. A spouse’s minimum asset allowance is $128,640. Your spouse’s minimum monthly income allowance is $2,641.25. *  The home equity limit is $595,000.

For more information about the Medicaid program visit

Products Approved in Alaska

A variety of affordable products are approved in Alaska for Long-Term Care Insurance planning. These include tradition Long-Term Care Insurance, limited-duration plans, and asset-based or “hybrid” policies.

Tax Incentives

No state tax incentives exist at this time. Federal tax incentives do apply.

*The federal government sets a new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits. This information is based on the best available sources.

Alaska state emblem
State Breakdown
State Partnership Program
State Tax Incentives
Federal Tax Incentives
Rate Stability Rules
Medicaid Spend Down $2,000
Minimum Asset Allowance $128,640
Minimum Monthly Income Allowance $2,641.25

Calculate the Cost of Care in Alaska

View the costs of Long-Term Care in your area. Use the slider below to view future costs of care services with inflation.

Alaska Median
Long-Term Care 2019 2034(+16 Years) 2019 2034(+16 Years)
Homemaker Services $61,273 $95,461(+$35,973) $61,273 $95,461(+$35,973)
Home Health Aide $63,629 $99,132(+$37,356) $61,273 $95,461(+$35,973)
Adult Day Care $28,194 $43,926(+$16,553) $23,087 $35,969(+$13,554)
Assisted Living Facility $77,868 $121,316(+$45,716) $74,160 $115,539(+$43,539)
Semi-Private Room $362,040 $564,046(+$212,551) $273,128 $425,525(+$160,352)
Private Room $340,799 $530,954(+$200,081) $273,128 $425,525(+$160,352)

Long-Term Care Throughout Alaska


Anchorage is the largest population center in the state. Other larger cities in the metro include Knik and Fairview. A skilled nursing home averages $22,098 a month. Assisted Living in Birmingham averages $6,000 a month. Adult Day Care Centers average $1,868 a month. Care at home averages $4,957 a month based on a 44-hour week.

More Locations

Other metro areas in Alaska include Fairbanks and Juneau.