What is the Certified in Long-Term Care (CLTC) Designation?

When investigating long-term care planning and Long-Term Care Insurance, you might find the initials "CLTC" after the professional's name. The designation "Certified in Long-Term Care" certifies the financial or insurance professional you are speaking with has undergone comprehensive professional training.

The Certified in Long-Term Care (CLTC) designation is a professional certification that helps insurance and financial professionals specialize in the complexities of long-term care planning.

The CLTC website says:

"CLTC® Certification for Long-Term Care educates professionals in the fields of insurance, financial services, law and accounting about the severe consequences a need for care over an extended period of years would have, not on their client, but on the emotional, physical and financial well-being of those the client loves. The goal is to give these professionals the proper skill set to discuss those consequences, offer a plan to mitigate them, and, when appropriate, recommend long-term care insurance as a funding source for that plan."

Offered by the CLTC Board of Standards, Inc., the program provides a comprehensive understanding of long-term care services, financing options, and insurance solutions to better serve clients' needs. Through courses and certification exams, CLTC helps professionals become more adept at guiding families and individuals in planning for future long-term care costs, preserving assets, and accessing quality care.

CLTC-certified professionals are equipped to handle the intricate details of Long-Term Care Insurance policies, helping clients make informed decisions that align with their financial goals and health needs. The program also emphasizes the ethical considerations involved in long-term care planning, ensuring that advisors approach each client's situation with sensitivity and a deep understanding of the long-term impacts.

Continuing education is required every two years to maintain the certification, ensuring professionals stay current with industry changes and evolving client needs.

When you request comparisons and quotes from this website, LTC News pre- screens the specialists will provide that information. Not all top specialists have the CLTC designation. When you seek accurate quotes for Long-Term Care Insurance, you can rely on these LTC News Trusted LTC Insurance Specialists. These LTC News trusted partners are professionals who are screened by LTC News and hold the esteemed CLTC designation, are endorsed by the American Association for Long-Term Care Insurance (AALTCI), and come highly recommended as Ramsey Trusted Pros by financial expert Dave Ramsey’s organization (Ramsey Solutions).

Compare Top-Rated Insurance Providers and Get Accurate LTC Insurance Quotes If you are an insurance or financial professional, you can obtain more information on CLTC from their website: CLTC Board of Standards.