Long-Term Care Insurance:
Do I Need It? Guides & Research

What is LTC Insurance? Who needs it? We tackle these questions and more so that you can make the right decision based on your care goals.

Featured News

Best Long-Term Care Insurance Companies: 2025 Provider Guide

LONG-TERM CARE INSURANCE

Best Long-Term Care Insurance Companies: 2025 Provider Guide

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

LONG-TERM CARE INSURANCE

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

LONG-TERM CARE INSURANCE

What is the Certified in Long-Term Care (CLTC) Designation?

The Certified in Long-Term Care (CLTC) designation is a professional certification that helps insurance and financial professionals specialize in the complexities of long-term care planning.

Study Reveals Urgent Need for Long-Term Care Planning Amid Rising Costs and Consumer Concerns

LONG-TERM CARE INSURANCE

Study Reveals Urgent Need for Long-Term Care Planning Amid Rising Costs and Consumer Concerns

A recent study by OneAmerica highlights the growing need for long-term care planning as costs surge and consumer confidence remains low.

Top Long-Term Care Insurance Picks for 2024

LONG-TERM CARE INSURANCE

Top Long-Term Care Insurance Picks for 2024

The annual review by LTC News is here: 2024's best picks for Long-Term Care Insurance Solutions, including hybrid and short-term cash indemnity policies. There is a wide variety of policy options and types, from the very affordable to the very expensive. This review is an excellent first step in your retirement planning.

Latest Articles

What Is Hybrid Long-Term Care Insurance? (Life Insurance & Long-Term Care Insurance Combined)

1 year ago

Preparing a Living Will

1 year ago

Use HSA to Pay for Long Term Care Insurance Premiums

Use HSA to Pay for Long Term Care Insurance Premiums

7 months ago

What Is A Long-Term Care Insurance Specialist & How Can They Help You?

8 months ago

What Are Long-Term Care Insurance Tax Deductions? (2025)

9 months ago

Basics of Long-Term Care Insurance

Not sure where to start? Our comprehensive guides will prepare you on every facet of Long-Term Care Insurance.

Comparing Long-Term Care Insurance

Being able to decide between numerous options can be difficult. Our comparisons tools and resources can help.

Breaking Down Long-Term Care Insurance Policies

Learn the intricacies of policies to create one that matches your care needs perfectly.

Using Your Long-Term Care Insurance Policy

Getting the most out of your policy is important. Knowing how it benefits you can lead to maximizing its financial and care benefits.

What does Dave Ramsey say about Long-Term Care Insurance?

Dave Ramsey

What does one of the country’s top financial experts have to say about Long-Term Care Insurance? Find out in our coverage of Ramsey’s recommendation for those researching LTC Insurance options.

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All Policy Resources

Obtaining LTC Insurance & What to Look For

Explore policy and benefit options and choose from a wide range of top insurers.

Getting Started

How Does Long-Term Care Insurance Work?

From who needs it to breaking down policy components and how to use your policy.

All Cost Resources

Cost & Financial Benefits of Long-Term Care Insurance

Understand how the cost of insurance and cost of care relate, and find the right solution for you or a loved one.

Recent LTC Insurance News & Resources

Best Long-Term Care Insurance Companies: 2025 Provider Guide

Best Long-Term Care Insurance Companies: 2025 Provider Guide

1 week ago

Use HSA to Pay for Long Term Care Insurance Premiums

Use HSA to Pay for Long Term Care Insurance Premiums

7 months ago

What Is A Long-Term Care Insurance Specialist & How Can They Help You?

8 months ago

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

1 day ago

What Are Long-Term Care Insurance Tax Deductions? (2025)

9 months ago

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