The Long-Term Care Insurance Learning Center

Did you know you could qualify for Long-Term Care Insurance tax deductions and incentives? This article explains your tax benefits and how you can access them.

Many states offer Long-Term Care Insurance partnership policies. How are these different from other LTC Insurance policies? We explain what partnership policies are and when they can help you.

Few people like to buy insurance but are there other options to plan for future long-term health care? There are several ways to prepare, but few may work in your situation.

The best Long-Term Care Insurance policy is the one that is paying benefits when you need care in the future. The process can be easier if you understand the steps and seek professional help. LTC NEWS can even provide you with free, no-obligation assistance with this process.

Your ability to get Long-Term Care Insurance depends on your health. But how healthy do you have to be to qualify for a new policy? This article dives into how pre-existing conditions impact Long-Term Care Insurance. We’ll explain when you may or may not be able to get coverage.

Dave Ramsey is an author and well-known host of a national radio show. He helps people be smarter financially. Ramsey understands that rising long-term health care costs can adversely impact your savings and lifestyle. He believes Long-Term Care Insurance is definitely worth it due to the high risk of needing care.

Exempt assets are those that Medicaid does not consider when determining your eligibility for Medicaid long-term care benefits.

This is a rider on a Long-Term Care Insurance policy that says if you stop paying the premium on a policy (lapse), it will provide a residual benefit to the policyholder.

A pool of money is the total amount of benefits available within a Long-Term Care Insurance policy. This amount can change with inflation benefits.

One of the Activities of Daily Living used to trigger benefits under a Long Term Care policy.

This is a rider which can be purchased by a couple. If both spouses who own a Long-Term Care policy upon the death of one spouse, convert the policy of the surviving spouse to paid-up status.

The Act, in part, specifies requirements that a Long-Term Care Insurance policy must meet in order that premiums paid may be deducted as medical expenses, and benefits paid not to be considered taxable income.