Long-term care is a spectrum that looks different for everyone, depending on your care needs and budget. This article discusses several long-term care services and facilities, from independent living to home care to skilled nursing facilities.
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Calculate Care Costs Near YouTypes of Long-Term Care Services
Learn about the different types of long-term care services, their costs, and helpful resources for planning ahead.
Nursing Home
Offers 24/7 medical care and assistance with daily activities for those who need constant support.
Assisted Living
Provides help with daily activities like bathing and medication in a home-like environment, fostering independence.
Rehabilitation Center
Focused on short-term care to help individuals recover strength and mobility after surgery or illness.
Retirement Community
Designed for independent seniors seeking a community with amenities like dining and social activities.
Home Healthcare
In-home specialists that allow your loved one to stay in their home as they transition into care.
Hospice
Focuses on comfort and quality of life for terminally ill patients, offering medical and emotional support.
Adult Day Care
Daytime care offering supervision, social activities, and support for seniors while their caregiver works or takes a break.
Group Home
A smaller, communal living setup with personal assistance in a cozy, home-like setting.
Memory Care
Specialized care in a secure environment for those with Alzheimer’s or dementia, offering tailored cognitive activities.
Learning Tracks
Our learning tracks help you navigate the essentials of long-term care — from understanding options to exploring care solutions. Learn at your own pace and gain clarity on the choices that matter most for your future.
Long-Term Care 101
Long-term care involves help with everyday activities or supervision for individuals with cognitive decline. In this learning track, we'll cover what long-term care is, who needs it, and how much it costs.
How To Plan for Long-Term Care
Long-term care planning is essential to avoid financial and emotional strain. In this learning track, you'll discover the impacts of long-term care and how to make a plan that protects your retirement.
Types of Long-Term Care Facilities and Services
Long-term care comes in many forms, including home care, assisted living, and nursing homes. This learning track explores different care options and how to pick the best for you.
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Long-Term Care Resources
A central hub for articles, tools, and key terms to help you understand long-term care and planning with confidence.
Wondering if Medicare, Medicaid, or health insurance covers long-term care? Learn what’s included, what’s not, and how to plan for rising care costs with Long-Term Care Insurance.
Do you want to learn effective strategies to pay for long-term care? This article discusses various ways to cover long-term care costs, including insurance, Medicaid, and more.
The term "health savings account" or "HSA" is often thrown around when discussing savings plans. But what is an HSA? In this article, we'll dive into what a health savings account is and how you can open one and use it to pay your medical bills.
Many people put off long-term care planning, which can have detrimental consequences. This article looks at what happens if you don't plan for long-term care and recommends strategies to start preparing now.
Caring for a loved one can feel overwhelming, especially if you're covering care expenses. Luckily, there are several ways to get paid for family caregiving, including Medicaid, military benefits, and more.
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News Spotlight
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Long-Term Care Glossary Terms
Understand the language of long-term care services with clear definitions of the terms you’ll encounter most.
A skilled nursing facility offers skilled care for those with complex care needs who may not be able to get the help they need at other care facilities.
This is a law signed into law by President Bush in 2005 that significantly tightens the eligibility for Medicaid payment of long-term care services. The law changed the look-back period for asset transfers from 3 years to 5 years.
An institution devoted to providing medical, nursing, or custodial care for an individual over a prolonged period, such as during the course of a chronic disease or the rehabilitation phase after an acute illness.
A home health agency provides in-home care services to those in need.
Outpatient care involves skilled care that does not require the patient to remain overnight.
Under the law, a “chronically ill individual” is any person who has been certified by a licensed health care practitioner as meeting one of three tests.
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