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Long-Term Care Insurance Information in Your State

Explore how long-term care insurance programs and incentives differ across states. Compare partnership programs, tax incentives, and key financial thresholds to better understand the rules that apply in your state.

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Compare States

Use the table below to compare long-term care insurance information across all 50 states and see how key details vary nationwide.

Seal State State Partnership Program State Tax Program Federal Tax Incentives Rate Stability Rules Medicaid Spend Down Minimum Asset Allowance Maximum Asset Allowance Minimum Monthly Income Allowance Learn More
Wyoming
$2000 $148,620 $148,620 $154140
Wisconsin
$2000 $50,000 $148,620 $50000
West Virginia
$2000 $29,724 $148,620 $30828
Washington
$2000 $59,890 $148,620 $68301
Virginia
$2000 $29,724 $148,620 $30828
Vermont
$2000 $148,620 $148,620 $154140
Utah
$2000 $29,724 $148,620 $30828
Texas
$2000 $29,724 $148,620 $30828
Tennessee
$2000 $29,724 $148,620 $30828
South Dakota
$2000 $29,724 $148,620 $30828
South Carolina
$2000 $66,480 $66,480 $66480
Rhode Island
$4000 $29,724 $148,620 $30828
Pennsylvania
$2000 $29,724 $148,620 $30828
Oregon
$2000 $29,724 $148,620 $30828
Oklahoma
$2000 $29,724 $148,620 $30828
Ohio
$2000 $29,724 $148,620 $30828
North Dakota
$3000 $29,724 $148,620 $30828
North Carolina
$2000 $29,724 $148,620 $30828
New York
$31175 $74,820 $148,620 $74820
New Mexico
$2000 $31,290 $148,620 $31290
New Jersey
$2000 $29,724 $148,620 $30828
New Hampshire
$2500 $29,724 $148,620 $30828
Nevada
$2000 $148,620 $148,620 $154140
Nebraska
$4000 $29,724 $148,620 $30828
Montana
$2000 $29,724 $148,620 $30828
Missouri
$5726 $29,724 $148,620 $30828
Mississippi
$4000 $148,620 $148,620 $154140
Minnesota
$3000 $148,620 $148,620 $154140
Michigan
$2000 $29,724 $148,620 $30828
Massachusetts
$2000 $29,724 $148,620 $30828
Maryland
$2500 $29,724 $148,620 $30828
Maine
$10000 $148,620 $148,620 $154140
Louisiana
$2000 $148,620 $148,620 $154140
Kentucky
$2000 $29,724 $148,620 $30828
Kansas
$2000 $29,724 $148,620 $30828
Iowa
$2000 $29,724 $148,620 $30828
Indiana
$2000 $29,724 $148,620 $30828
Illinois
$17500 $120,780 $120,780 $129084
Idaho
$2000 $29,724 $148,620 $30828
Hawaii
$2000 $148,620 $148,620 $154140
Georgia
$2000 $148,620 $148,620 $154140
Florida
$2000 $148,620 $148,620 $154140
District of Columbia
$4000 $29,724 $148,620 $30828
Delaware
$2000 $29,724 $148,620 $30828
Connecticut
$1600 $50,000 $148,620 $50000
Colorado
$2000 $148,620 $148,620 $154140
California
$unlimited $29,724 $148,620 $unlimited
Arkansas
$2000 $29,724 $148,620 $30828
Arizona
$2000 $29,724 $148,620 $30828
Alaska
$2000 $29,724 $148,620 $154140
Alabama
$2000 $29,724 $148,620 $30828