The Most Comprehensive LTC Insurance Information on the Web

Proposed Medicaid budget cuts may not impact individuals with Long-Term Care Insurance. LTC Insurance ensures access to quality care, protects your income and assets, and alleviates family caregiving burdens.

Many people worry about aging and the cost of long-term care and skip coverage because they think it's unaffordable. But the truth is LTC Insurance is often cheaper than your phone bill and could save your family thousands.

Legal and long-term care experts warn that delaying power of attorney and long-term care planning can leave families struggling to make critical decisions in a crisis. Without proper documents in place, loved ones may face legal hurdles, financial burdens, and family conflicts when aging parents or spouses require care.

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

Unfortunately, too many people get quotes for Long-Term Care Insurance from someone less experienced or who only works with one or two insurance companies. Thinking it costs too much, they give up. The need for a plan is a big part of a retirement plan for your family and finances. Revisit it now.

Long-Term Care Insurance Partnership policies provide residents with dollar-for-dollar asset protection. This type of LTC policy will safeguard your savings and enhance your retirement plan.

Estate planning and aging bring an emotional weight that goes beyond financial decisions—it forces you to confront mortality, aging, family dynamics, long-term care, and the legacy you'll leave behind.

The average middle-class household in the United States holds approximately $472,000 in wealth. Partnership Long-Term Care Insurance can help protect these assets from the high costs of extended care, ensuring financial stability and legacy for the future.

A new study reveals that many Americans regret not securing Long-Term Care Insurance earlier. With the rising need for assistance with daily activities and supervision due to dementia, long-term care planning has become an essential component of retirement preparation.

Plenty of financial advice is available, and hopefully, you're paying attention. A comprehensive investment strategy will help you prepare for retirement and grow your wealth. However, it's crucial to remember that long-term care can significantly deplete your assets as you age unless you have planned accordingly.

High-net-worth individuals are incorporating Long-Term Care Insurance into their retirement plans to protect their wealth and ensure access to quality care. This can help preserve financial independence, avoid burdening family members, and maintain control over where and how they receive care in the future.

Pre-tax money in a Health Savings Account (HSA) can pay for Long-Term Care Insurance premiums. In 2025, the IRS raised the HSA contribution limits from their 2024 limits.

The IRS has released 2025 figures for long-term care insurance tax deduction amounts and HSA contribution limits. Find out what they are, and what it means for your retirement planning in 2025.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.