Long-Term Care - Explore All Long-Term Care Topics

A bipartisan group in the House has reintroduced legislation to allow hospital observation stays to count toward Medicare’s three-day rule for nursing home coverage, aiming to protect seniors from unexpected long-term care costs.

Up to 150 million people worldwide could develop dementia by 2050. Here’s how lifestyle changes may reduce your risk—and why preparing for long-term care costs now can protect your savings and family’s well-being.

June is dedicated to Alzheimer's and Brain Awareness, Cancer Survivors Month, and several more healthcare observances. Learn how you can show your support this month.

Your parents are getting older and may benefit from the enhanced quality of life offered by an independent senior community or assisted living facility. Engage them in the process of choosing the right community to ensure a smooth and positive transition.

Aging, chronic health, and mobility problems often make it difficult for older adults to remain independent in their homes. There are signs to look for to determine if it is best to move to assisted living or other senior community.

Pets offer powerful emotional and physical benefits for seniors in assisted living and memory care. Learn how furry companions ease loneliness, boost health, and brighten everyday life.

As more people require long-term health care, families feel the consequences. The costs of care vary depending on the type of services someone needs. Family caregivers face stress and personal health problems.

Your high school graduation might feel like yesterday, but if you're from the Class of '75 or '85, time has flown. Here's why it's urgent to build a smart retirement and long-term care plan before your memories fade and the cost of care catches you off guard.

Group homes are residential homes that offer a small, close community and long-term care services. This article discusses what group homes are, how life works, costs, insurance, and how group homes differ from other long-term care facilities.

Medicaid is the largest payer of long-term care in the United States. In this article, we’ll explore Medicaid long-term care programs, how to qualify, and why other options may be a better choice for long-term care planning.

Navigating the financial impact of long-term care is essential to safeguarding your assets. Without proper planning, your wealth could be depleted quickly by skyrocketing healthcare costs. Learn how to protect your estate and secure your future.

The United States is confronting a long-term care crisis as its aging population grows, yet many lack the financial resources or LTC Insurance to cover care costs. Millions of older adults may struggle to afford quality care, placing greater pressure on families and public programs.

Decluttering and downsizing are important to consider as you age. We discuss the rationale for downsizing, and methods, tips and tricks for decluttering.

Independent senior living allows older adults to maintain their independence while enjoying the safety, social engagement, and convenience of a supportive community. It offers a vibrant, low-maintenance lifestyle that enhances quality of life, making it an appealing choice for aging loved ones.

Senior living amenities, such as fitness centers, nutritious dining options, and wellness programs, promote physical health, mental stimulation, and social engagement. These features create a supportive environment that helps seniors maintain independence, reduce stress, and enhance overall well-being.

Choosing the right life care services for older loved ones involves evaluating their specific needs, preferences, and long-term care options to ensure safety and comfort. It's important to research providers thoroughly, considering factors like quality of care, location, and cost to make an informed decision.

Long-Term Care Awareness Month is November. How can you observe and honor caregivers and older adults? We discuss strategies for awareness and action.

As your parents age, you can help them age with dignity through senior communities and assisted living facilities. These environments promote a high quality of life and provide essential support, social engagement, and personalized care, ensuring seniors' independence and well-being.

You probably are not surprised that most Americans have no interest in ever living in a nursing home. Yet, you probably have not taken any steps to address the costs and burdens of future aging and changing health to help avoid it.

When aging loved ones need long-term care, navigating the long-term care maze can feel overwhelming. Quality care is available but expensive. Without LTC Insurance, families may become overwhelmed.

Researchers are working to prevent avoidable hospitalizations for nursing home residents with dementia, which can cause distress and financial strain. A recent study highlights the importance of advanced care planning and improved staff training to keep patients comfortable and aligned with their care preferences.

Memory care facilities provide compassionate and specialized care to those with dementia, Alzheimer's Disease, or other forms of cognitive impairment. This article explores life in a memory care facility, care costs, how to find a high-quality facility, and when memory care may be right for your loved one.

Memory care in assisted living provides specialized activities designed to stimulate cognitive function and enhance engagement for those with dementia. These programs foster a safe and supportive environment, improving the overall quality of life for residents.

Memory care facilities offer specialized environments tailored to the unique needs of individuals with dementia, providing safety, structured routines, and professional care that can enhance their quality of life.

Specialized training for caregivers significantly enhances their skills, allowing them to provide more effective and compassionate care. This training improves patient outcomes by ensuring better management of medical conditions and daily activities and boosts caregiver confidence and job satisfaction.

Artificial intelligence (AI) can improve EHRs by automating tasks, making data more accessible, and providing personalized insights. As AI technology continues to develop, we can expect to see even more innovative ways to use AI in EHRs to improve health care delivery in all settings, including long-term care.

Enhancing the security and privacy of sensitive health information in the digital realm has become more challenging. Medical data must be protected against unauthorized access and breaches, maintaining trust in the medical system and fostering a safer online health care environment.

Washington's Initiative 2124, which proposed making the state's long-term care tax voluntary, failed at the ballot box, keeping the mandatory program in place. Critics argue that this leaves residents with inadequate benefits, potentially giving them a false sense of security.

Many of us encounter the term "HSA" or "health savings account" while researching long-term care. But what exactly does HSA mean? In this article, we’ll demystify health savings accounts and explore how they work so you can use an HSA to your advantage.

Employers and employees in California are discussing the potential implications of a state long-term care program funded by a tax. Some employers are bracing employees before a plan becomes law, and other groups talk about the benefits for the state and its residents.

Substance use is rising among older adults, often hidden behind aging. This April, Alcohol Awareness Month calls for action, awareness, and support—even in long-term care.

The rise of nutritional drinks offers middle-aged and older adults an easy and effective way to support their health and wellness by providing essential vitamins, minerals, and proteins.

Older Americans Month is celebrated each May, alongside several other healthcare observances. In this article, we’ll look at the different healthcare observances happening this May and share some simple, meaningful ways to show your support and appreciation for the seniors in your community.

Millions of Americans are turning 60. Here’s what you need to do now before age 60 to retire with confidence — financially, emotionally, and with a plan that works for you.

Retirement is on the horizon, but the final three years before you stop working can make or break your financial future. Strategic investment decisions now will determine how comfortably you'll live for decades.

Tracking your expenses is the key to long-term financial security, especially as you plan for retirement. Without a clear budget, unexpected costs—such as long-term care—can drain your savings and derail your future. Expense tracking, budgeting tools, and Long-Term Care Insurance can help you stay financially prepared.

Prioritize your mental health by practicing mindfulness. Learn simple ways to build a consistent routine that supports your emotional well-being and enriches your retirement years.

Walkable neighborhoods help older adults stay safe, independent, and connected. Poor urban design leads to injuries, ER visits, and long-term care costs.

Living in the U.K.? Learn how the Court of Protection helps protect the finances, health, and dignity of vulnerable older adults. Discover your role in securing a loved one's future.