Toileting
One of the Activities of Daily Living used to trigger benefits under a Long Term Care policy.
Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.
Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.
Visit Learning CenterEverything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.
Visit Learning CenterExplore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.
All News & TopicsResources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.
Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
One of the Activities of Daily Living used to trigger benefits under a Long Term Care policy.
Standby assistance is care that requires a caregiver to remain close to the individual in case they need help with daily tasks.
This is the continual supervision (such as cuing by verbal prompting, gestures, or other demonstrations) that is required in order to protect the cognitively impaired individual from threats to his or her health or safety.
Geriatric refers to a field of medical care primarily focused on elderly individuals.
This provides additional services in a Long-Term Care policy for a person to provide laundry, housekeeping, transportation, and shopping assistance when provided in conjunction with other home care services.
A home health agency provides in-home care services to those in need.
Home health aides help individuals with their long-term care and personal care needs. These professionals are also known as personal care aides.
Under the law, a “chronically ill individual” is any person who has been certified by a licensed health care practitioner as meeting one of three tests.
A registered nurse (RN) maintains a leadership role, often coordinating, providing, and overseeing care services and patients within their jurisdiction.
Emotional support is an empathetic and compassionate type of care that focuses on creating connections and improving emotional well-being.
Skilled care is medical care or assistance provided by a registered nurse or professional therapist. Skilled care is usually provided within a licensed facility, such as a nursing home.
Companion care is when a caregiver provides emotional support and connection to an individual.