The State of Arizona participates in the federal/state partnership program. This program provides additional asset protection. In the event that you exhaust your benefits from a qualified Arizona Partnership Long-Term Care policy, the state will provide you dollar-for-dollar asset protection. This would allow you to qualify for Medicaid long-term care benefits while retaining more of your assets than what Medicaid would typically allow.

Long-Term Care Medicaid spend down is $2000. A spouse’s minimum asset allowance is $24,720

Most states have reciprocity with other states' long-term-care partnership programs including Arizona. This means if you move from or to Arizona your partnership asset protection follows you as well.

No state tax incentives exist at this time. Federal tax incentives do apply.

A variety of products are approved in Arizona for Long-Term Care Insurance planning.

Arizona Long-Term Care Costs

Home Health Aide Average Monthly Rate $4,433
Homemaker Services Average Monthly Rate $4,338
Adult Day Care Average Monthly Rate $2,004
Assisted Living Average Monthly Cost $3,800
Skilled Nursing Home Semi-Private Monthly $6,494
Skilled Nursing Home Private Average Monthly $7,908
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