Class
This is a group of people in a Long Term Care Insurance policy having the same application date, policy form, sex, issue age, issue year, rate classification and state of the issue in common.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Care Facilities
March 11th, 2022
Caregiver Loneliness Makes Dementia Care Harder
Actuary
An actuary uses data to analyze and evaluate risk. They commonly work with insurance companies, businesses, and government entities.
Care Facilities
January 14th, 2022
Family and Friends Provide Substantial Amounts of Care in Long-Term Care Facilities - Study
Informal caregivers are the backbone of long-term health care, but the job places stress and anxiety on family caregivers. We expect LTC facilities to have adequate staffing, but a study suggests facilities became dependent on informal caregivers as well.
Health
May 19th, 2023
What to Consider Before Undergoing Heart Surgery in London
London boasts top cardiac specialists and state-of-the-art facilities for heart surgery, ensuring excellent care and positive outcomes. Access to the latest treatments and rigorous post-surgery care significantly enhance patient recovery and heart health.
Health
January 29th, 2026
Common Vitamin Deficiencies in Older Adults: 18 Key Symptoms to Monitor
Limited Payment Options
A premium payment option some Long-Term Care policies offer in which the person pays premiums for a set time period. The options are generally 10 years, 15 years, 20 years, or to age 65.
Government
October 31st, 2016
IRS 2017 Tax Deduction Schedule for LTC Insurance
Accelerated Death Benefit
An accelerated death benefit is when a life insurance policyholder gains access to a portion of their death benefits before death, usually to pay for long-term care or other medical needs.
Care Facilities
June 28th, 2023
Adjusting to Assisted Living - Ways to Help Loved Ones Make Huge Life Change
Construction is starting for senior living, assisted living, memory care, and nursing homes all the time these days. Moving to a long-term care facility doesn't have to be stressful for your parents. Help them adjust.
Homecare
May 31st, 2023
Designing Accessible Bathrooms for Older Adults to Maintain Independence
As we get older or suffer from a disability, we often become dependent on others. We take for granted our ability to perform routine living activities like using the bathroom and related hygiene that goes with that. There are actions we can take now to maintain independence.
Section 7702(b)
Section 7702(b) is an integral Long-Term Care Insurance regulation that offers consumers protections and defines how and when policies should cover long-term care.
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