Hybrid Long-Term Care Insurance Policy
Also known as a “linked benefit” policy, a hybrid Long-Term Care policy links a permanent life insurance policy, or annuity, with a tax-qualified Long-Term Care Insurance rider.
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Also known as a “linked benefit” policy, a hybrid Long-Term Care policy links a permanent life insurance policy, or annuity, with a tax-qualified Long-Term Care Insurance rider.
March 23rd, 2024
Safeguarding your 401(k) and assets from long-term care costs is essential to ensuring a comfortable retirement. By planning for the future, you can allow your loved ones the freedom to be family instead of future caregivers.
December 18th, 2020
Your dog or cat may be a great asset to your overall health and well-being. With longevity, a dog could be a great partnership in your plan for both physical and emotional health as you get older.
Long-Term care can be costly if you aren’t prepared. We look at types of care, payment methods, and typical costs for different long-term care types in California.
May 31st, 2022
If you have an automobile accident in Florida, there are things you should be aware of, especially if there are injuries.
March 28th, 2021
In 2012 former U.S. Senator Mark Kirk (R-IL) suffered a stroke at age 52. Research shows that younger people are now having strokes and TIA's, and the impact of such health events can create many consequences for a victim's family.
June 6th, 2026
When someone needs long-term health care, whether it is because of dementia or numerous other reasons, many people think life is over. Quality care promotes a better quality of life. Being prepared eases the family burden and protects savings.
August 10th, 2015
CDC announced some people should get their flu vaccination before the end of December.
February 6th, 2025
In a Long-Term Care Insurance policy, a rider can be purchased to provide additional benefits over time to address the higher costs of care due to inflation.
June 17th, 2024
Car accidents can have severe consequences, including physical injuries, property damage, and emotional trauma. The proper legal advice following a car accident provides guidance on navigating insurance claims, understanding legal rights, and obtaining appropriate compensation.
March 1st, 2022
People with dementia or Alzheimer's will often feel frustrated, stressed, and angry. Aggressive behaviors may be verbal or physical. These behaviors can be unsettling for family caregivers. How can you better take care of a loved one? How can you prepare for your future aging?