Navigate Long-Term Care Insurance With Confidence
The Most Trusted Way to Get Accurate & Affordable Long-Term Care Insurance Quotes.
Experience Matters - Choose an LTC News Trusted Independent Long-Term Care Insurance Specialist
LTC News partners with top independent specialists who focus exclusively on Long-Term Care Insurance and planning. Certified in long-term care (CLTC) , highly recommended as Ramsey Trusted Pros , and endorsed by the American Association for Long-Term Care Insurance (AALTCI), these trusted professionals are equipped to answer your questions and provide end-to-end guidance throughout the process.
Trusted specialists possess extensive experience in Long-Term Care Insurance, demonstrate deep knowledge of underwriting, policy design, and claims handling, and represent a comprehensive range of leading insurance companies.
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21,000+
LTC News is a leading resource for long-term care planning, trusted by thousands by educated consumers through our Insurance Learning Center .
For those ready to take the next step, we connect you with licensed insurance specialists who provide free, accurate quotes and personalized guidance through every stage of the process.
Top Long-Term Care Insurance Companies You Know and Trust
The trusted specialists recommended by LTC News, are independent brokers and represent all the major carriers for Long-Term Care Insurance. They have deep understanding in specific insurance carrier products and underwriting processes.
Compare accurate insurance quotes from all the top carriers from a single source and get the right coverage, for an affordable price.
Browse InsurersFrequently Asked Questions
Does It Cost Anything to Get a Quote?
Quotes are completely cost-free. The purpose of a quote is to help you compare your insurance options. There are no obligations or cost expectations when you meet with a specialist.
Why Choose a Specialist Over an Insurance Agent or Financial Advisor?
You may have discussed or considered buying Long-Term Care Insurance with a financial advisor or another insurance agent. So, what makes specialists so special?
What sets Long-Term Care Insurance specialists apart is their expertise. Specialists are trained and certified to sell policies from a majority of providers.
Specialists understand the inconsistencies between insurers. Their main goal is to help you find a policy that meets your needs and budget, with a reliable company that is most likely to approve your application.
Read our article on LTC Insurance specialists vs financial advisors to learn more.
What Happens After I Fill Out the Form Above?
Once you submit the form above, a specialist will reach out to schedule a meeting at a time that works for you.
Your contact information is used solely to contact a specialist and will never be shared or used for marketing purposes.
What to Expect From Your Meeting
Most meetings today are held virtually, either by phone or video call. Typically, the specialist will begin by introducing themselves and asking a few questions to understand your long-term care needs better.
Next, you’ll move on to the quote portion, where the specialist may use screen sharing to show quotes from different insurers.
Throughout the meeting, your specialist will be available to answer any questions you may have about coverage. Their goal is to help you make informed decisions about long-term care, so feel free to use them as a resource.
How Much Does Long-Term Care Insurance Cost?
Long-Term Care Insurance costs are different for everyone.
Many factors affect the cost of Long-Term Care Insurance, including age, location, provider, pre-existing health conditions, marital status, gender, and the amount of benefits within a policy.
This is why it's so essential to get help from a specialist. Long-Term Care Insurance specialists are deeply aware of the intricacies that come with coverage. Specialists can help you create a policy that incorporates all your needs at the best price possible.
Is Long-Term Care Insurance Worth It?
Long-Term Care Insurance is worth it for many people.
If you have assets, income, and retirement savings to protect, then Long-Term Care Insurance can be a great investment in your future.
But everyone's financial situation is different. A specialist can help you determine if a Long-Term Care Insurance policy is right for you.